Direct answer

Which church giving has no platform fee?

Every online gift still passes through a payment processor (on Ekkle, that is Stripe), which charges standard processing fees. What Ekkle does not do is add a separate Ekkle percentage on top of those processor fees. Many church stacks bundle a platform margin into quoted giving rates or require exclusivity for lower tiers — read the fine print on your statement. Compare apples to apples: subscription + published processing + any platform line item.